BUILDING BLOCKS > CONSUMER BLOCK > ACCESS & COVERAGE STRUCTURE
Insurance Design
How can an insurance product be structured to encourage usage of high value care?
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Value-Based Insurance Design
Policy Definition: A value-based insurance design (VBID) is intended to decrease financial barriers, like cost-sharing and copays, to high-value health services by encouraging additional use of necessary clinical services. source
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High Deductible Health Plans
Policy Definition: High Deductible Health Plans are health plans with a deductible of at least $1400 for an individual and $2800 for a family. source
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