BUILDING BLOCKS > MANAGER

Risk Pooling & Plan Funding

How are health plans funded and managed to cover the cost of care and mitigate risk?

Return to Building Blocks

Risk Pool

Policy Definition: A health insurance risk pool is a method to group individuals whose medical costs are combined to calculate premiums. Pooling risk allows the higher costs of the less healthy to be offset by the relatively lower costs of the healthy. In general, the larger the risk pool, the more predictable and stable the premiums can be. source

LEARN MORE

Plan Funding

Policy Definition: Plan funding is the method used to finance and administer a health benefit plan. There are multiple ways a plan can be funded in order to provide health care and control overall costs. source

LEARN MORE

learn more at unitedstatesofcare.org

©2019 United States of Care Campaign